YNAB - Budget, Personal Finance, Expense Tracker.

App Detail » YNAB - Budget, Personal Finance, Expense Tracker.

Published by: You Need A Budget LLC

  • App Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.0.3
  • Adult Rating: 4+
  • File Size: 59.61 MB
  • Compatibility: Requires iOS 9.0 or later.
  • Price: Free

YNAB - Budget, Personal Finance, Expense Tracker.
App Rating: 3.5/5
Based on 1,004 Reviews
Buy now: Free

App Screenshots (Click to enlarge)

App Description

YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then $50/Year We don’t want your money unless you feel like YNAB is helping you gain control of yours. In fact, we offer a No-Risk, 100% Money-Back Guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund. No questions asked. Subscription Details - YNAB is a $50, one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. Terms of use: https://www.youneedabudget.com/terms-isolated/

App Reviews

  • Okay

    By Ib2005
    Please!!!!!!!! Would be nice if we can take a picture of receipt and tag it to the transaction. Would be willing to pay for storage space
  • I'm finally able to manage my budget on the regular :)

    By teamREKHA
    THANK YOU for the updated mobile app. You turned a monthly dreaded chore into a simple task I do on the bus every day or 2. One feature request - allow quick switching between months with a swipe to the top bar. I keep doing the gesture and expecting it to work, then having to click through to get to the next month and back. :) but anyway tell your engineering team they are a bunch of beautiful angels (pms and designers too, I guess)
  • No longer need a computer for this app!

    By Blumarble
    I love the new version. I love that I don't have to fire up my computer anymore to import transactions. But what I still haven't seen since beginning of the new version of this app, is some sort of password or touch ID security. I don't see how this has been an oversight for more than 18 months. I really dislike having the app available to whomever might be using my device/ipad. If there was a password protection I would totally give it five stars.
  • Sync terrible - Cancelled Subscription

    By foosball_p
    App looked promising but never got to use it. Took 5 tries to have one credit card account added And the other (BOA) just wouldn't add and it kept complaining about the credentials which were valid and work on the website. So this was a non starter. Every other app I've used (ProsrerDaily, Dashflow, PersonalCapital, Mint etc) connected to the bank immediately, and brought in historical transactions from the past month or two.
  • Time consuming

    By crazyblue
    This app is very time consuming. I'm currently in my free trial but I can't seem to do much because it needs transactions to learn my habits. Also I have to completely set up a new budget each month. Most of my bills are the same. Rent is the same, internet is the same, I should spend the same on gas each month. Mint just did this part better.
  • Honored

    By -brando
    The entire YNAB platform is such a gift. It's a privilege to be able to use their products and resources... from the live classes, great reads, and this fantastic app. I am truly thankful. This is a TRUE service, and I am more than happy to support such a suburb company. ------------- Previous Review: Finally a full-featured app... just like the website! Loving it! Awesome job to the lovely people at YNAB. This makes me even more excited about budgeting. Thank you!
  • Just what I was looking for!

    By StuSimpson
    I tried two other Budget apps for a few days each. No comparison to YNAB! The other two were nice but, lacked some bells and whistles. There has been a lot of thought put into this software. Of course the setup is brutal because I got a ton of categories & budgets. But that's the point, right! It took me several days to get it set up but, wow it's really just what I was looking for and more. The price is more than reasonable and support is quick. My one question was responded to in less than 24 hours, and the second response was less than 30mins. Great job! Thanks for providing such great software!
  • New Update Bugs....

    By TabRRT
    New update looks good and love all the new features yet but balances in categories are consistently WRONG. They are correct on desktop version, but the app has $20,000+ discrepancies. I wish those number were correct.... wouldn't that be lovely 😀😀😀
  • Taking control of my $$$

    By eearthwoman
    This app and pc program are the center of my family's financial life. While there are some glitches occasionally, I do not find them impacting what I need to know -- how we are saving and spending our hard earned cash. Thank you YNAB for caring about our experience and making updates.... thank you for your fun blog and training.
  • Finally!!

    By Aprilxlily
    I've been using YNAB pretty inconsistently for the past couple years. I loved the premise but I needed it to be easier for me because I'm very lazy about this sort of thing. First they added the app, then direct import on a browser, but this last update really sealed the deal. I can now do all of the budgeting right from my phone and I sure have been lately!! This is exactly what I've been wishing for. I can finally have "low key" budget meetings with my spender spouse without it feeling like an interrogation. I'm so happy and thankful to see this update. Four stars instead of five only because of a couple bugs and functionality updates that would be helpful.

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