Penny - Track Your Money, Bills, Saving & Spending

App Detail » Penny - Track Your Money, Bills, Saving & Spending

Published by: Friendly Finances, Inc.

  • App Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.0.7
  • Adult Rating: 4+
  • File Size: 7.12 MB
  • Compatibility: Requires iOS 8.0 or later.
  • Price: Free

Penny - Track Your Money, Bills, Saving & Spending
App Rating: 5/5
Based on 2,208 Reviews
Buy now: Free

App Screenshots (Click to enlarge)

App Description

Chat with Penny to securely track your spending and plan for a better financial future! We’ve tracked millions of transactions and helped hundreds of thousands of people. FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.

App Reviews

  • Worth it

    By bschrader90
    Whether you pay for it or not. How simple it is to get account updates and track spending is so easy.
  • Love it

    By Joshtodd88
    This app is helpful and I love how penny just says things that are jaw dropping
  • Missing one thing

    By UpdateMonthView
    Penny is a terrific app so far and what would make it five stars is if there was an "accounts over view" widget that would quickly show me my credit card/checking account delta without having to go into the app itself.
  • Forces you to link your bank accounts

    By Koolio77
    I want to use an app that allows me to track how much I spend without it linking to my bank account to read my charges as they happen. That defeats the purpose .. for that I can use my bank's mobile app without having to give out access to my personal account to a third party app. No thanks!
  • Enjoy using it

    By Suzanne.z
    I've been using Penny since the Equifax accident puts a trigger for me to regularly run through transactions from multiple credit cards. It's been one week chatting with Penny and so far so good. It could be better to allow for bill date change/ adjustment since some bill goes in earlier or later and affect total spending number. Also it would be great to allow for creating additional 1 or 2 categories for free version.
  • Penny, Where Have You Been!

    By EauboyEauboy
    Love this app! It's exactly what I wanted to help me keep tabs on my spending. Very smart and accurate when it comes to financial advice and recommendations that it's almost creepy how much it learns about my finances each day. I highly recommend Penny.
  • Great analysis but wish for more categories

    By Wreckzuri
    Penny is such a great tool for analyzing my spending habit and summarize them in a second for me to understand. I just wish for more customized categories as not all expenses fit into a broad category.
  • Penny is smart AF

    By Iliketomeditate
    I was looking for a money app to track both my credit and debit card expenses, and this one does the job perfectly. It sums up your spendings from your credit and subtracts that from how much you have on your debit. Just what I was looking for! There are some improvements to be made, like setting aside a specific $ amount rather than choosing selected amounts from Penny. But I am so happy with the credit and debt management. Thank you!
  • Awesome app

    By Scarlettkatie13
    Not complicated or difficult to use at all. It has really helped me to keep track of what time actually spending all my dang money on. A++
  • Love it so far!

    By Andy Freshest
    I just started about a week ago and already I'm more conscious about my spending. Penny has provided some good insights into my finances. I've used her prompts to analyze some things I've been wondering about. I'm about to head into financial uncertainty, so I hope to return later with more good things to say!

App Comments